The industries that will create the most millionaires have been announced by the consulting firm Capgemini in its annual World Wealth Report.
Capgemini asked experts which sectors would create the most high-net-worth individuals — people worth more than $1 million excluding their primary residences — from now until 2025, and collated the results into a list.
Almost every industry makes an appearance, though some are a lot more lucrative than others.
Keep scrolling to see which industry is most likely to make you a millionaire over the next decade:
15. Utilities — Experts don’t seem to have much faith in the power utilities either, with only 6.6% putting it in their top three growth industries. This could have something to do with the burgeoning renewable-energy sector, which comes higher up this list.
14. Natural Resources — The oil and gas industries took a pummelling this year, and only 13.5% of experts put it in their top three industries for millionaire growth. Oil is still hovering under $50 dollar a barrel and doesn’t look as if it is making a comeback anytime soon.
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13. Transportation — This sector is concerned with the movement of goods, and 13.9% of experts saw it as one of the big growth industries. The sector is benefiting from the low oil prices, but it’s hard to say how long that will last.
12. Retail and Wholesale Trade — This sector is almost completely dependent on consumer spending power and confidence. Right now only 14% experts think it will drive millionaire growth over the next few years. Admittedly not every retail company can be Amazon.
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10. Renewable Energy — Fossil fuels will be around for a while, but the world is starting to wake up to the fact that it will eventually need a replacement. Just over 17% of experts saw this as a top-three growth industry, and anyone who gets in the game now could one day be very rich.
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9. Aerospace and Air Transportation — Making planes and flying passengers is still a huge business. Just over 18% of experts said this sector would be one of the big wealth creators over the next decade, though barriers to entry are high.
8. Agriculture and Mining — Much of this demand will be fuelled by emerging economies in Africa and Asia, and 18.9% of experts say if you want to get rich it’s a good sector to go for if you can afford the high sunk costs.
7. Education — As wealth increases, more people get educated, which increases wealth; 19.8% of experts saw the education sector as a big millionaire creator, and anyone who’s had to pay university fees recently probably won’t be too surprised.
6. Communications — For a few years Carlos Slim, the Mexican CEO of Telmex, was the richest man in the world. So there’s a lot of money in comms, and 20.2% of experts say it will make other people very rich in the next decade.
5. Real Estate and Construction — As the rampant explosion in the global population continues (India and China are expected to hit 1.5 billion each by 2030), more people need places to live; 20.2% of experts recommend getting into construction and real estate if you want to take advantage of all those people.
4. Manufacturing — It may have taken a battering with the Chinese economic slowdown in 2016, but people will always need things, which means they need manufacturing to make them. Of the experts, 22.3% pegged this as one of the top three wealth creators, perhaps anticipating a bounceback for China.
3. Healthcare — The pharmaceutical industry will be a money-maker as long as people care about staying alive. Though R&D costs are also phenomenally high, 30.1% of experts saw the industry as one of the biggest wealth creators.
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2. Tech — Not just the usual tech like Google and Facebook but also financial technology and “disruptive” tech like Uber and Airbnb. As the success stories just keep coming, 30.9% of experts saw this as one of the biggest money-making sectors.
1. Financial Services — There’s a reason bankers are generally very rich, and 35.7% of respondents to the World Wealth Report said finance was among their three sectors most likely to create more millionaires. With senior bankers on Wall Street and the City of London paid well above £1 million ($1.3 million) on average according to The Guardian, it’s still the best industry to get into if you want to make a lot of money — and are willing to work hard for it.